Will comprehensive auto insurance cover the hail damage my car sustained?

Will comprehensive auto insurance cover the hail damage my car sustained?

Posted on December 16, 2022 by admin

Auto insurance provides protection for you, your car, and other drivers. There are many layers of protection that an auto insurance policy provides. Liability coverage ensures that anyone injured by an accident that you’re responsible for is compensated and cared for. It also provides coverage for any injuries and/or damage that you may cause to another person and their property.

Our team at the O’Donnell Agency LLC is committed to helping New Jersey drivers understand auto insurance and its benefits. 

What is Comprehensive Auto Insurance?

Comprehensive auto insurance is designed to cover non-collision accidents or situations. For example, comprehensive auto insurance will cover any damage your car sustains from natural disasters like a fire, flood, or strong winds. Comprehensive insurance also covers theft and vandalism. If you’re injured while in or near your car due to a non-collision accident, comprehensive coverage will pay for medical care for you and anyone else who was injured. You are also covered by comprehensive insurance if you’re injured or hurt while cycling, walking, or while you’re a passenger in someone else’s car.

Will Comprehensive Auto Insurance cover the hail damage my Car Sustained?

Yes. Your comprehensive auto insurance will cover the damage your car sustained from a hail storm. Comprehensive insurance is designed to cover non-collision situations and accidents. Better yet, if the damage from the hail storm exceeds the car’s value, your coverage will pay for the replacement of your car if it’s considered a total loss.

Contact Us Today

If you have questions about New Jersey auto insurance or comprehensive coverage, call us at O’Donnell Agency LLC. We can help you explore different types of coverage and determine which coverage would best meet your needs.  

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Are You a Business Owner? Protect it With Commercial Insurance

Are You a Business Owner? Protect it With Commercial Insurance: If you are a New Jersey resident who owns a business, make sure it is protected from financial loss. The O’Donnell Agency LLC can explain why it is so important to protect your business. Why Commercial Insurance? Many times, being adequately prepared financially for sudden loss can make the difference between being able to stay in business and shutting your doors. The best investment a business owner can make to avoid financial loss is to purchase a commercial insurance policy. The most common types of commercial insurance are: General liability provides coverage for a business for personal injury and property damage caused by the business’s products, operations, or any injury that occurs on the premises. Property insurance covers losses caused by lightning, fire, hail, wind, or acts of vandalism. Glass breakage and earthquake damage can be added. Business interruption insurance is designed to cover your expenses and losses while your business is under repair or is being rebuilt and is unusable. Workers’ compensation insurance pays for the employee’s medical expenses and lost wages if they become ill or injured because of their job, so they do not need to be paid out of pocket by the company. Commercial auto insurance provides physical damage and liability coverage for vans, trucks, or cars that are used for business purposes. Commercial vehicles require their own policy as they are exposed to more risk than personal vehicles. Commercial auto insurance is not just for industrial vehicles such as dump trucks or semis. Contact Us Today Don’t put your business at risk. Make sure you have commercial insurance to handle any events that could put your finances and the future of your business at risk. Our insurance experts at O’Donnell Agency LLC are the people to see for commercial insurance in New Jersey. Begin protecting your business today.

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