Renter’s Insurance: A Guide for College Apartment Renters

At O’Donnell Agency LLC, we help many New Jersey college students protect their belongings when they rent a home. However, many students may not even realize that this option is available for their needs. As a result, it is crucial to consider finding a renter’s insurance policy for your needs.

How Renter’s Insurance Helps 

When you’re renting a place during college, you may not realize that the homeowner’s insurance policy does NOT cover your belongings. That’s because it only covers the structure and any items that they own within the home. As a renter, you do not own the house – so your items are not protected. 

However, that doesn’t mean that you can’t get protection. Renter’s insurance is a simple type of policy that covers any items within a rental that the renter owns. You can find many types of policies that easily fit into a challenging budget and help keep most students safe. 

When living in a multiple-person home (such as if you live with your buddies), you should note that your policy will only cover YOUR belongings. So, you might want to talk to your roommates about what kind of rental policy will work the best for their needs. Doing so is a great way to help your friends.

Protect Your College Investments 

If you’re a college student renting an apartment or a home and you want to avoid severe complications with your financial needs, please don’t hesitate to contact us today at O’Donnell Agency LLC. We serve the New Jersey area and provide high-quality rental insurance that will easily fit into even the most demanding students’ needs. We’ll do what we can to make sure that you are delighted.